Did you know that almost 100 percent of Canadians prefer their health care system than the system in place in the United States. To be honest, this probably does not come as any surprise, but did you also know that not all medical procedures are covered by Canadian medicare? Although in most of Canada income taxes pay health care costs, there are some gaps between coverage and need. Here are some of the ways that small businesses can cover the gap and take better care of their employees additional health insurance for small business owners.

1. Did you know that as many as three quarters of Canadians receive supplemental insurance from their employers? In spite of the fact that most medical needs are covered by the government of Canada, many employers choose to offer additional small business health benefits to their employees so that they are able to make the best of the health care system.

2. The main draw of Health spending accounts is that 100 percent of out of pocket costs for health care and it is paid for with 100 percent pre taxed government dollars. Small business health plans have come a long way in the past few decades. A Health Spending Account will give your employees the ability to get medical procedures that regular health insurance does not cover with no co pays of out of pocket expenses on their account.

3. Even though the government covers most health insurance needs through tax payer dollars, co pays and some out of pocket expenses will still apply to the medical experience. Health spending accounts help small businesses by being able to cut the costs for their employees so that they can get the health care they need while ensuring that they get to keep more of their hard earned money.

4. The health savings account was designed as a way for small business to have the opportunity to provide a higher level of benefits for employees while also getting a higher level of better for the business.