If you’re looking to get insurance coverage, you’ll be looking at different insurance quotes. The first thing you’ll want to look at is the premium. This is how much you will pay monthly for your plan. You’ll also want to look at your deductible, which is how much you’ll pay before insurance kicks in. Lower premiums often mean higher deductibles, and vice versa, so think about which best fits your needs. You’ll also want to discuss with your agent what the insurance specifically does and doesn’t cover before choosing a plan.